High value

Loan Against Property

Unlock the value in property you already own.

Mortgage a house, shop, office or plot you own and borrow a large sum at rates far below any unsecured loan — for business expansion, education, medical needs or consolidating costly debt.

Funding
Up to 70% of value
Tenure
Up to 15 years
Disbursal
7 – 15 working days
Collateral
Residential / commercial property
Who it's for

Made for moments like these

Business expansionHigher education abroadMedical treatmentDebt consolidationWedding expensesProperty investment
Why this loan, with us

Key features

Large tickets, low rates

Secured lending means rates closer to home loans than personal loans.

Long tenure

Spread repayment over up to 15 years to keep EMIs manageable.

Overdraft variant

Draw only what you need, pay interest only on what you use.

We coordinate valuation & legal

Property inspection, title search and documentation handled end to end.

Before you apply

Eligibility & documents

Eligibility

  • Age 25 – 70 at maturity
  • Clear, marketable title in your name (or jointly)
  • Approved construction with occupancy / completion certificate
  • Income sufficient to service EMIs

Documents

  • KYC + income proof (salary / ITRs / business financials)
  • Bank statements (12 months)
  • Title deed, previous chain of documents, tax-paid receipts
  • Approved plan, occupancy certificate, encumbrance certificate

We send you a single checklist and collect everything once — doorstep in Mysuru, digital elsewhere.

The process

From enquiry to money in your account

01

Apply in 2 minutes

Form or WhatsApp — amount, purpose and a few basics. A real person calls back within working hours.

02

Lender match

We check your profile against partner policies and shortlist the offer most likely to approve at the best rate.

03

Documents & verification

One checklist, one collection. We coordinate any valuation, legal or field verification.

04

Sanction & disbursal

We follow up with the lender until disbursal — typical timeline: 7 – 15 working days.

Plan your EMI

Loan Against Property calculator

Pre-set with typical loan against property ranges. Figures are indicative — your lender's final rate applies.

₹50,00,000
9.5% p.a.
12 years
Your monthly EMI
Total interest
Total payable
Principal Interest
Apply for this amount
Good to know

Loan Against Property FAQs

How is my property valued?

The lender's empanelled valuer inspects it; loans are typically 50 – 70% of that valuation depending on property type and use.

Can I take a loan against a rented commercial property?

Yes — many lenders also consider rental income as part of your repayment capacity.

Is the interest tax-deductible?

When the funds are used for business, the interest is generally deductible as a business expense — confirm with your CA.

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Ready to apply for a Loan Against Property?

Two minutes to apply. Zero consultation fee. A real answer within hours.