Same day

Gold Loan

Your gold works for you — and stays yours.

The fastest money you can raise. Pledge gold jewellery with a trusted lender, receive funds the same day, and reclaim your gold when you repay. No income proof, no credit score requirement.

Amount
₹10K – ₹1 crore
Tenure
3 – 36 months
Disbursal
Same day
Collateral
Gold (18 – 22K)
Who it's for

Made for moments like these

Medical emergenciesShort-term business needsSchool & college feesFestival & wedding expensesFarmersAnyone without income proof
Why this loan, with us

Key features

Money in hours

Valuation, agreement and disbursal in a single visit with most partners.

No income proof or CIBIL

The gold is the security — your paperwork is just KYC.

Pay interest only, if you like

Bullet-repayment and interest-only options keep monthly outgo tiny.

Insured vault storage

Jewellery is sealed, insured and returned exactly as pledged.

Before you apply

Eligibility & documents

Eligibility

  • Age 18+
  • Gold jewellery of 18 – 22 karat (coins accepted by some lenders)
  • Valid KYC
  • No income or credit requirement

Documents

  • PAN or Form 60
  • Aadhaar / voter ID / passport
  • One photograph
  • The gold to be pledged

We send you a single checklist and collect everything once — doorstep in Mysuru, digital elsewhere.

The process

From enquiry to money in your account

01

Apply in 2 minutes

Form or WhatsApp — amount, purpose and a few basics. A real person calls back within working hours.

02

Lender match

We check your profile against partner policies and shortlist the offer most likely to approve at the best rate.

03

Documents & verification

One checklist, one collection. We coordinate any valuation, legal or field verification.

04

Sanction & disbursal

We follow up with the lender until disbursal — typical timeline: same day.

Plan your EMI

Gold Loan calculator

Pre-set with typical gold loan ranges. Figures are indicative — your lender's final rate applies.

₹2,00,000
10% p.a.
1 years
Your monthly EMI
Total interest
Total payable
Principal Interest
Apply for this amount
Good to know

Gold Loan FAQs

How much can I get per gram?

Lenders fund up to 75% of the gold's market value (RBI cap). At today's prices that is several thousand rupees per gram — we'll quote exactly.

Is my gold safe?

Yes. It is weighed and sealed in front of you, stored in an insured vault, and returned on closure. Choose only RBI-regulated lenders — which is all we work with.

What if I can't repay on time?

You can renew the loan by paying the interest due. We'll help you restructure before any auction process is even considered.

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Ready to apply for a Gold Loan?

Two minutes to apply. Zero consultation fee. A real answer within hours.