Rapidkredit exists because getting a fair loan in India still depends too much on who you know. We changed that for our neighbours in Kuvempunagar — and now for customers across the country.
"A loan is never just money. It's a shop opening, a daughter flying abroad, a family finally owning the house they rent. We take that seriously."
Manjunath founded Rapidkredit in Kuvempunagar, Mysuru after seeing the same story repeat: good people with genuine needs being turned away — not because they couldn't repay, but because they'd applied to the wrong lender, with the wrong paperwork, at the wrong time.
He built Rapidkredit around one skill: knowing each bank's and NBFC's policies well enough to match a customer to a "yes" the first time. That, plus the small things — doorstep pickup, plain-language explanations, follow-ups until the money lands — is what turned a local practice into a service used across India.
We are paid by lenders on successful disbursal. Anyone asking you for money "to release a loan" is not us — and not honest.
Processing fees, prepayment charges, floating vs fixed — you'll understand every line before you sign, in the language you're comfortable with.
"Rapid" means we move fast on your file — never that we rush you into the wrong loan.
The person who takes your enquiry is the person who follows your file — and who you can call after disbursal.
Doorstep service across Mysuru; fully digital, equally personal service everywhere else in India.
Documents are shared only with the lender you choose, only for your application — never sold, never reused.
Digital onboarding, e-signatures where lenders allow, and partner branches in every state for anything that needs a signature in person.